1v1 Institutional Counterparty Comparison
PayeCards vs Spreadco: Regulation, 6D Ratings & Safety Audit
Deterministic head-to-head benchmarking of PayeCards (PayeCards Global Ltd) and Spreadco (Spread Co Limited) across primary regulatory filings, statutory Tier-1 authorisations, 6-Dimension compliance scores, execution software, and warning exposure.
Coverage: Selected financial house and brokerage records: United Kingdom, Ireland and Gibraltar
Spreadco outranks PayeCards by +4.0 pts in composite 6D scoring (7.0 vs 3.0)
On supervisory breadth, PayeCards holds 2 active regulated licence(s) (0 Tier-1) out of 2 total filings and 0 warning count(s), whereas Spreadco holds 1 active regulated licence(s) (0 Tier-1) out of 1 total filings and 0 warning count(s). Allocators should inspect the individual licence numbers and contracting legal entities below before onboarding.
6-Dimension Quantitative Scorecard Comparison
Head-to-head breakdown across all 6 proprietary evaluation dimensions (0.0–10.0 scale).
| Evaluation Dimension | Methodology Weight | PayeCards | Spreadco | Score Delta | Dimension Leader |
|---|---|---|---|---|---|
| Overall Composite 6D Score | 100% Composite | 3.0 | 7.0 | +4.0 | Spreadco |
| Regulatory & Licensing Integrity (riskScore) | 30% Weight | 3.0 | 3.0 | 0.0 | Statistical Tie |
| Execution & Software Infrastructure (industryScore) | 20% Weight | 2.0 | 4.0 | +2.0 | Spreadco |
| User Reputation & Complaint Telemetry (userScore) | 20% Weight | 0.0 | 0.0 | 0.0 | Statistical Tie |
| Institutional Brand Longevity (brandScore) | 15% Weight | 3.0 | 6.0 | +3.0 | Spreadco |
| Global Market Influence & Footprint (influenceScore) | 15% Weight | 3.0 | 7.0 | +4.0 | Spreadco |
Visual Architecture Benchmark: PayeCards vs Spreadco
Vector comparison exhibit generated from live supervisory snapshot metrics.
Regulatory Standing, Entity & Platform Comparison
Structural comparison of supervisory authorisations, domicile, execution terminals, and risk telemetry.
| Audit Attribute | PayeCards | Spreadco |
|---|---|---|
| Primary Legal Name | PayeCards Global Ltd | Spread Co Limited |
| Source Risk Classification | Risk level not supplied | Risk level not supplied |
| Active Regulated / Total Filings | 2 regulated / 2 total (0 Tier-1) | 1 regulated / 1 total (0 Tier-1) |
| Recorded Certificate Numbers | Central Bank of Nigeria (CBN): Not suppliedFinancial Crime Investigation Service of Lithuania (FNTT / FCIS): Not supplied | |
| Registered Domicile / Address | C/O Dirench & Co, 151 West Green Road, Seven Sisters, London, N15 5EA, United Kingdom | 22 Bruton Street, London W1J 6QE |
| Offered Asset Classes & Services | Digital banking, cryptocurrency exchanges and services, payment processing | FX, indices, commodities, stocks and related services CFDs |
| Execution Software & Terminals | Proprietary / Web Platform | Proprietary / Web Platform |
| Supported Client Languages | English | English |
| Warning / Exposure Count | 0 recorded warning(s) | 0 recorded warning(s) |
| Specialized Sub-Page Audits |
Related 1v1 Institutional Comparisons
Compare PayeCards and Spreadco against other regulated peers in our selected financial house and brokerage records: united kingdom, ireland and gibraltar slice.
Frequently Asked Questions: PayeCards vs Spreadco
Deterministic counterparty comparison answers derived from supervisory records.
Which institution has stronger regulatory oversight: PayeCards or Spreadco?
PayeCards holds more active regulated filings (2 vs 1). Specifically, PayeCards maintains 2 total recorded filing(s) (Central Bank of Nigeria (CBN), Financial Crime Investigation Service of Lithuania (FNTT / FCIS)) with 0 warning flag(s), whereas Spreadco maintains 1 recorded filing(s) (Financial Conduct Authority) with 0 warning flag(s). Always confirm the specific subsidiary onboarding your account on the official regulator register.
How do the 6D quantitative compliance scores compare between PayeCards and Spreadco?
In London Firm Ledger's 6-Dimension scoring matrix (0.0–10.0 scale), PayeCards records an Overall Score of 3.0 (Risk & Licensing: 3.0, Brand: 3.0, Market Influence: 3.0, User Reputation: 0.0, Execution & Software: 2.0), compared with Spreadco at 7.0 Overall (Risk & Licensing: 3.0, Brand: 6.0, Market Influence: 7.0, User Reputation: 0.0, Execution & Software: 4.0).
How do PayeCards and Spreadco differ in trading platforms and asset classes?
PayeCards lists Digital banking, cryptocurrency exchanges and services, payment processing with execution software [proprietary/web execution], while Spreadco lists FX, indices, commodities, stocks and related services CFDs with execution software [proprietary/web execution]. Counterparties should verify FIX/API connectivity, server routing topology, and negative balance protection per entity.
Which counterparty carries lower regulatory warning and complaint exposure: PayeCards or Spreadco?
PayeCards carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s), while Spreadco carries a "Risk level not supplied" classification with 0 warning/exposure count(s) and 0 user comment(s).
Structured against supervisory register snapshots and public regulatory filings. Verify your contracting legal entity and current authorisation status directly on the issuing regulator’s official register before transacting.